Full bio

Practice Area / Expertise

I am an Associate Solicitor in the Secured Lending team at HB. I act for lenders in a broad range of secured lending transactions.

I manage transactions from the initial offer stage through to completion, overseeing the full lifecycle of the matter. My practice focuses on property-backed finance and secured lending structures, acting predominantly for lenders on transactions across England and Wales.

I regularly advise on:
• Drafting and negotiating facility agreements and security documents
• Property-backed lending transactions
• Refinancing arrangements
• Corporate and personal guarantees
• Legal charges over freehold and leasehold property
• Due diligence and title investigations
• Conditions precedent and completion mechanics
• Post-completion registrations at Companies House and HM Land Registry

Experience Highlights

My experience includes advising on:
• Acting as lead solicitor on secured lending transactions from instruction to completion
• Drafting and negotiating loan agreements and ancillary security documentation
• Managing complex refinancing matters involving multiple properties
• Conducting detailed title reviews and reporting on security
• Coordinating with valuers, brokers, and borrower solicitors to ensure timely completions
• Advising lenders on risk mitigation and security structuring
• Handling post-completion registrations and compliance requirements
I have 2.5 years’ post-qualification experience and have led and supported a variety of high-value and time-sensitive transactions.

Key Transactions / Representative Matters

• Led the corporate workstream on a £35 million secured lending transaction, managing all corporate approvals, security documentation and execution requirements through to completion.
• Advising lenders and investors on the structuring, security package and delivery of bridging and short-term real estate finance transactions across England and Wales.

Recent case studies